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  License And Terms Of Service
   
 
Welcome to Econplusminus.com! You may use the tools, applications, Website and services of Econplusminus.com (collectively, “Econplusminus.com” or “service”) only on the condition that you accept all of the terms of this License and Terms of Service.
   
 
YOUR AFFIRMATIVE ACT OF REGISTERING OR USING ECONPLUSMINUS.COM SIGNIFIES YOUR ACCEPTANCE AND AGREEMENT ELECTRONICALLY TO THESE TERMS AND YOUR AGREEMENT TO RESOLVE ANY DISPUTE WITH US IN MARYLAND.
   
 
Econplusminus.com is an experimental product intended for education, information and entertainment purposes only. ECONPLUSMINUS.COM IS NOT INTENDED TO PROVIDE YOU OR ANY OTHER USER WITH TAX, FINANCIAL, LEGAL, INSURANCE, INVESTMENT OR OTHER ADVICE.
   
  If you do not agree to these terms, do not sign up or use Econplusminus.com.
   
 
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About Econplusminus.com. Econplusminus.com is an experimental set of econometric calculation tools and algorithms to help you research and assess performance of activity on the stock market. Econplusminus is provided by Econplusminus LLC (“we” or “us”). You understand and agree that Econplusminus.com is an experimental product and, therefore, you are using the service at your sole risk. We are not an investment company or offering Econplusminus.com to provide personalized investment or other professional advice. You understand and acknowledge that there is a very high degree of risk involved in trading securities and that you should not rely solely on the information on Econplusminus.com when making any investment. Any investment you make shall be based solely on your own evaluation of your financial circumstances and investment objectives. Although Econplusminus.com is designed to help you calculate trends with the stock market, Econplusminus.com does not advocate the purchase or sale of any security or investment by you or any other individual.
   
 
From time to time, we may offer forums in which end users may post content. We offer the forums for educational, informational and entertainment purposes only and not to provide individual investment advice. You should not rely solely on any posting or comments made by users on the forums when making any investment. We do not endorse, approve or assume any responsibility for postings made on the forums. Please keep in mind that users who post comments on the forums may have relationships with individuals or entities who have positions in securities or companies referenced in the postings.
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We may need to change these terms. You agree that we may modify these terms at any time. Therefore, you should review these terms regularly to learn about any changes. We will provide you with electronic notice of any material changes to these terms, including any change in pricing. Your ongoing use of Econplusminus.com after we post or notify you of changes to this agreement means that you accept the new terms.
   
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Your eligibility. You must meet the following qualifications to use Econplusminus.com: (a) you must complete the registration process and agree to these terms; (b) you must create log in credentials (including a password) to gain access to the service; (c) you must provide a payment method to pay for any applicable fees for the subscription plan selected by you; (d) all contact information you submit must be true, complete, and up to date; and (e) you should be legally capable to enter into contracts. We reserve the right to refuse service or to terminate accounts for any user and to change eligibility requirements at any time. We may refuse the use of any user name that we determine is unacceptable.
   
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Fees. By selecting a subscription service for a fee, you agree to pay automatically the monthly or annual subscription fees indicated for that service. Currently, a valid PayPal account is required for paying accounts (the “payment method”); please go to www.paypal.com if you do not have a PayPal account. All payments must be made in advance and will be charged on the day you sign up for a premium service and will cover the use of that service for a monthly or annual period as indicated. Subscription fees are not refundable. You authorize us to charge you for the service using your payment method and for any paid feature of the service for which you choose to sign-up or use while this contract is in force. You must keep all information in your billing account current. Prices and availability of any products or services are subject to change at any time.
   
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Your responsibilities. You must keep your log-in information confidential. You must comply with all laws and these terms. You may not violate the rights of others. You are responsible for maintaining at your own expense the equipment and Internet access that you will need to use Econplusminus.com.
   
 
You may not submit or transmit through Econplusminus.com any content, or otherwise engage in any conduct that:
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a
iolates federal, state or foreign laws, including without limitation, laws pertaining to securities and investment advising;
 
b
violates rules or regulations of the U.S. Securities and Exchange Commission, any state or other securities administrator or regulator, any national or other securities exchanges, any national or other securities association or any other securities market, including without limitation, the rule against making false or misleading statements to manipulate the price of any security or otherwise in respect of any security;
 
c
constitutes stock touting or scalping;
 
d
posts or transmits any advertising, promotional materials, or other forms of solicitation including without limitation, chain letters and pyramid schemes;
 
e
violates or infringes the rights of others including, without limitation, patent, trademark, trade name, trade secret, copyright, publicity or other proprietary or intellectual property rights;
 
f
is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, or contains explicit or graphic descriptions, or accounts of, sexual acts;
 
g
victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
 
h
impersonates any person, business or entity, including us and our employees and agents;
 
i
misleads any person, business or entity, including us and our employees and agents as to the source of information;
 
j
contains viruses or any other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment, or otherwise permit the unauthorized use of a computer or computer network;
 
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aids, abets, or encourages conduct that would constitute a criminal offense, or that gives rise to civil liability;
 
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violates these Terms of Use, guidelines or any policy posted on Econplusminus.com;
 
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is false or misleading; or
 
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interferes with the use of Econplusminus.com by others.
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In order to help you comply with these Terms of Use, you agree to review the information made available to the public by the Securities and Exchange Commission regarding the prohibitions against insider trading at http://www.sec.gov/answers/insider.htm We may take any legal and technical remedies to prevent the violation of this Agreement.
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